Navigating the SECURE 2.0 Act’s requirements can be daunting, but Loan Certify has you covered. Our secure platform automates the entire certification process, confirming that each student loan payment meets the IRS’s standards. From payment verification to loan qualification, Loan Certify takes care of the details so employers can confidently offer this benefit without additional administrative burden—and employees can focus on growing their retirement savings.

Loan Certify provides a streamlined certification process for employees’ student loan payments, ensuring each payment qualifies for 401(k) matching. Our system verifies payment amounts, payor identity, and loan eligibility automatically. Using AI-driven technology, we prevent fraud, check document authenticity, and capture data directly from uploaded documents, saving time for employees and protecting employers from compliance risks.

Once certified, Loan Certify makes it easy for employers to match student loan payments directly with 401(k) contributions. We integrate seamlessly with existing payroll and retirement systems, allowing for automated, ongoing compliance without extra work. This ensures employees receive their matching contributions in real-time, compounding their savings month after month.